What I should be doing vs What I want to do

I have lots to do today, like: study, do homework, start my papers, & attend our first Financial Peace University class (we are trying to be proactive about our finances and I really pretty excited about this one actually). But, no matter what, I find my mind drifting to other topics making studying, trying to write my papers or just concentrating impossible - so frustrating. I think maybe I'm having a late onset of ADD...I'm not sure if that's even possible though - lol! Here's what I'm thinking about:

Having a Spa Day

Playing with my Lab Puppy...yes, that would be the Lab we don't have yet

Relaxing on the beach with a good book & cool drink


Exploring the streets of Italy

Sipping coffee with Kevin at this adorable cafe - in what looks like warm weather

Napping outside in this comfy hammock/daybed

Just hanging out with my husband

What about you? Any problems staying on task? Any suggestions on how to keep my concentration on one thing???